Health Care Exchange – The Market Place – The marketplace is for individuals without health coverage through work or state programs and allows you to compare health insurance options that meet your needs and fit your budget. Open Enrollment for 2018 coverage is over, but you may still have options to get health coverage, if you have a qualifying life event or a complex situation related to applying in the Marketplace. Your state may also have an extension period. You may click here and select your state to learn more. You may also visit healthcare.gov to learn more about your options.
Insurance Companies – We coordinate and accept reimbursement from most insurance companies, including workers compensation, auto insurance and employer and consumer plans. Call us for more information.
Long Term Care Insurance – covers care generally not covered by your primary insurance plan; generally covers the cost of care beyond a predetermined period of time. Unlike traditional health insurance, long-term care insurance is designed to cover long-term services that include skilled, assistive or personal care services in a variety of settings such as home, a community organization, or other facility.
Medicare – is the largest payors of home health care services. Medicare provides health care coverage for people who are 65 years and older; people who are deemed as “disabled” by the Social Security Administration, for at least two years, and certain other special cases. Click here for more information.
Medicare – Part C – A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Click here for more information.
Medicaid – is a state government program that provides health care insurance and medical assistance to people, including families and children. Click here to find out if you meet income eligibility requirements.
Private Pay – If you are not covered under any health insurance and would like to pay for services directly to us, we will be happy to work out payment with you.
Veterans Benefits – includes a wide range of services including long term care, home or community based care, and nursing home or facility care. Your eligibility for these services will be determined based on your need for ongoing treatment, personal care, and assistance, as well as the availability of the service in your location. Other factors, such as financial eligibility, your service-connected (VA disability) status, insurance coverage, and/or ability to pay may also apply. Click here for more info.
Workers’ Compensation – An employee or their dependents can receive workers’ compensation benefits for an injury or death arising out of and in the course of employment. The employer or their insurance carrier pays for necessary and reasonable medical treatment, loss of wages during the period of rehabilitation and when documented, benefits for permanent disability. In the event that a worker is injured while working for an uninsured employer, application for medical and temporary benefits can be made to the Division’s Uninsured Employers Fund (UEF). Click here for more information.